Statements For Insurance Providers

31Aug/10Off

Statements For Insurance Providers

Usually, a few days after having a motor vehicle accident, you will be contacted by an auto insurance adjuster representing the other driver's insurance carrier. The adjuster will probably request you to consent to a recorded statement. Should you agree, they will then begin to ask all sorts of questions regarding the circumstances surrounding the accident, your injuries, the health care you might have received as well as the nature of your claim. Though they might seem harmless right at that moment, all these questions have generally been designed by big insurance companies with numerous years of practical experience and tend to be intended to minimize their exposure and, consequently, decrease your recovery. They are not meant to help you and sometimes cause considerable trouble for your claim.

The insurance provider for the opposing motorist won't have the legal right to require a recorded statement from you and you're under no duty or obligation to supply one. An experienced personal injury law firm will usually recommend that clients not give this kind of recorded statements before they've spoken with the attorney and the attorney is with them when the recorded statement is given. The motives for this are straightforward. Nothing good will come out of giving a recorded statement to the opposing party's insurance adjuster, but bad things can certainly happen. You could accidentally leave out an important detail; you could neglect to point out some personal injury that you are experiencing; or, your injury may not have manifested itself as of yet; maybe you might even inadvertently accept some simple fact that is completely wrong. Afterwards, the insurance company will use your recorded statement against you.

Another consideration is this: if you are planning to voluntarily offer a recorded statement, don't you think it's only reasonable that your attorneys, be permitted to have the other motorist's statement as well? Sometimes, the attorney will consent to a recorded statement however as long as the insurance company does the same by making their client available so the legal representative can question him/her as well. The insurance companies often decline this request, demonstrating exactly how damaging these statements may be.

Avoid being unclear, however, about who it is requesting the information. You definitely do have a responsibility to cooperate with your own insurance carrier. Following a vehicle crash, you must immediately get hold of your agent or your insurance provider and report the crash. Your insurance company has a right to investigate the incident, which investigation may include obtaining a recorded statement from you with regards to the circumstances surrounding the crash. Your insurance cover, which is an agreement between you and your insurance provider, requires you to cooperate with them in a sensible manner.

If you were hurt in a car accident, get in touch with a skilled legal professional in GA for a free preliminary discussion before agreeing to give a recorded statement.

Find a Personal Injury Law Firm in Columbus Georgia now if you have been hurt by a truck wreck.

Car and Truck Collision Lawyers in Columbus GA could be able to help you get the compensation you deserve.